After any accident, some of the best car insurance companies can declare your car a total loss, but you have the option to keep it if you so choose. Since state laws govern when vehicles must be totaled, an insurance provider may compel you to complete your vehicle. Your only choice is to negotiate the car’s value with your insurer, as getting the insurer to change the value will affect whether the car must be totaled under state law.
The best car insurance companies can declare your car a total loss, also known as “totaled,” if it is badly damaged in an accident. This commonly occurs when the car’s damage will cost more to repair than the car is worth or more than a certain percentage of the car’s value. Complete damage will be protected if you have extensive accident coverage on your cheap auto insurance, and you will be paid the vehicle’s real cash value. If the best car insurance companies report your car totaled and you disagree, you’ll need a lot of proof to